Personal Loan Eligibility

Before you apply for a NodCredit Personal Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our Risk acceptance criteria to obtain a loan from NodCredit.

  1. You are a Nigerian Citizen
  2. You are at least 18 years or older
  3. You must be employed or have sufficient income from other sources, or have an offer of employment to start within the next 30 days.
  4. Loan eligibility depends on a number of additional factors, including your financial history, career experience, and monthly income vs. expenses.
  5. You must have a clean credit report from credit bureaus
  6. You must be willing to provide your work Identity card or any valid identity card issued by the Nigerian Government.
  7. Minimum Loan amount is N10,000 and maximum loan amount is N50,000
  8. Interest rate is fixed at 15% monthly