Personal Loan Eligibility

Before you apply for a Nodcredit Personal Loan, we'd like you to be aware of the eligibility criteria.

In addition to the information noted below, you must also meet our Risk acceptance criteria to obtain a loan from Nodcredit.

1. You are a Nigerian Citizen
2. You are at least 18 years or older
3. You have proof of income as a salary earner or business owner.
4. Approval of your loan depends on a number of factors, such as, all documents required are uploaded, leverage ratio and disposable Income.
5. You have a Nigerian Bank account.
6. You are willing to provide your bank statement covering at least 3 months transaction history.
7. You have an identity card, work Identity gives you more points than a government issued identity card.
8. Interest rate is 15% flat monthly.
9. Interest rate is 15% flat monthly.
10. Tenor is 30 days.