Eligibility Criteria

Personal Loan Eligibility

Before you apply for a Nodcredit Personal Loan, we'd like you to be aware of the eligibility criteria.

In addition to the information noted below, you must also meet our Risk acceptance criteria to obtain a loan from Nodcredit.

  1. You are a Nigerian Citizen
  2. You are at least 18 years or older
  3. You have proof of income as a salary earner or business owner.
  4. Approval of your loan depends on a number of factors, such as, all documents required are uploaded, leverage ratio and disposable Income.
  5. You have a Nigerian Bank account.
  6. You are willing to provide your bank statement covering at least 3 months transaction history.
  7. You have an identity card, work Identity gives you more points than a government issued identity card.
  8. Interest rate is 15% flat monthly.
  9. Interest rate is 15% flat monthly.
  10. Tenor is 30 days.

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