Eligibility Criteria
Personal Loan Eligibility
Before you apply for a Nodcredit Personal Loan, we'd like you to be aware of the eligibility criteria.
In addition to the information noted below, you must also meet our Risk acceptance criteria to obtain a loan from Nodcredit.
- You are a Nigerian Citizen
- You are at least 18 years or older
- You have proof of income as a salary earner or business owner.
- Approval of your loan depends on a number of factors, such as, all documents required are uploaded, leverage ratio and disposable Income.
- You have a Nigerian Bank account.
- You are willing to provide your bank statement covering at least 3 months transaction history.
- You have an identity card, work Identity gives you more points than a government issued identity card.
- Interest rate is 15% flat monthly.
- Interest rate is 15% flat monthly.
- Tenor is 30 days.