Instant Loans of up to N50,000

Need a quick loan? We qualify you in minutes. Secure that lifeline and get started with our loan application today.

Apply Now
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Upto ₦50,000 High Range Loan

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Best rate in the market Competitive Interest

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Within minutes Fast and Easy Process

What our loan can cover

A personal loan through NodCredit can help you meet your financial needs.


Travel with ease, knowing we got your back through the journey. Pamper yourself and pay with ease. Travel Support

Cover Home

Pay for an unexpected home expense or major household purchase in fixed installments instead of waiting.

your salary

Don't stretch your monthly keep any further let us get you that fiscal backup you need to make it through all year round.

Get Medical

Don't get stuck when it's a matter of life. Every second counts. Let us stand by you in cases of emergency.

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How It Works

Get your loan in just 3 easy steps.

Personal Details

Sign up on NodCredit, using your BVN and other matching details. Confirm your registration.

Submit Application

Tell us how much you want to borrow and also highlight the purpose of the loan.

Automatic Assessment

Upload your bank statement and any means of identity as part of your application and we will qualify you for eligibility in minutes.

What people say about NodCredit.

Recently verified customer stories/feedback

I get to apply my preferred loan tenor, and choose how my repayment should be spread across active months! which is nice. Very nice...

Falasinu Olumide

...with ability to pause my repayment, and roll over to the coming month, the guys at NodCredit are in tune with real world contingencies when it comes to loan servicing. Very useful feature.

Tim Chuks

Got Questions about getting loan?

Not to worry, we’ve got answers.

A personal loan is money you borrow for any kind of personal use such as paying off previous debt, credit card debt, investing in home improvements, taking a special vacation, or paying for an engagement ring or wedding expenses. Taking a personal loan can be a smart way to consolidate high-interest rate balances under one monthly rate. To repay the loan, you make monthly payments of principal plus interest. A personal loan gives you the flexibility to make big purchases, then pay it off at a pace that makes sense for you.

Nodcredit Personal Loans are solely for personal, family, or household purposes and are not permitted to be used for real estate, business purposes, investments, purchases of securities, post-secondary education and short-term bridge financing.

To be eligible for a Nodcredit loan, you must be a Nigerian citizen, 18 years or older, employed or have verifiable means of income. Loan eligibility also depends on a number of additional factors, such as a responsible financial history, your monthly income vs. expenses, and professional experience. Please review our Eligibility Criteria for further details.

Currently 1 month or 30 days whichever comes earlier.

Get a loan in less than 24 hours

We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption.

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